Chequing, Savings and US Chequing
| Chequing Account | Rates |
|---|---|
| All Balances | 0.00% |
Best rate from first dollar on total closing balance.
| No Fee eChequing Account | Rates |
|---|---|
| All Balances | 0.05% |
Interest rate is annualized and subject to change without notice. eChequing Accounts and rates are only available for purchase online.
Interest is calculated daily on the closing balance and paid monthly. $1,000,000 maximum balance (plus accrued interest).
| Investment Savings Account (Non-Registered and RRSP) | Rates |
|---|---|
| $0.01 - $4,999.99 | 0.15% |
| $5,000.00 and Over | 1.20% |
Interest is calculated on daily closing balance and paid monthly. Rates subject to change at any time.
| Investment Savings Account (Tax-Free Savings Account) | Rates |
|---|---|
| $0.01 - $4,999.99 | 1.20% |
| $5,000.00 and Over | 1.20% |
Interest is calculated on daily closing balance and paid monthly. Rates subject to change at any time.
| High Interest eSavings Account | Rates |
|---|---|
| All Balances | 2.35% |
Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. High Interest eSavings Accounts and rates are only available for purchase online.
For accounts opened before May 1, 2017, the maximum balance per customer is $1,000,000 (plus accrued interest).
For accounts opened on or after May 1, 2017 the maximum balance per customer is $250,000 (plus accrued interest).
| TFSA eSavings Account | Rates |
|---|---|
| All Balances | 2.35% |
Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. TFSA eSavings Accounts and rates are only available for purchase online.
For accounts opened before May 1, 2017, the maximum balance per customer is $1,000,000 (plus accrued interest).
For accounts opened on or after May 1, 2017 the maximum balance per customer is $250,000 (plus accrued interest).
| RRSP eSavings Account | Rates |
|---|---|
| All Balances | 2.35% |
Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. RRSP eSavings Accounts and rates are only available for purchase online.
For accounts opened before May 1, 2017, the maximum balance per customer is $1,000,000 (plus accrued interest).
For accounts opened on or after May 1, 2017 the maximum balance per customer is $250,000 (plus accrued interest).
| Daily Interest Savings Account | Rates |
|---|---|
| $0 - $5,000 | 0.05% |
| $5,000.01 - $10,000 | 0.05% |
| $10,000.01 - $25,000 | 0.05% |
| Over $25,000 | 0.10% |
Tier rate paid on the portion of the balance within each tier. Annualized interest rate calculated on the daily closing balance and paid monthly.
| Business Investment Savings Account (Rates effective 2018-12-28) | Rates |
|---|---|
| $0.01 - $4,999.99 | 0.15% |
| $5,000.00 and Over | 1.20% |
Interest is calculated on daily closing balance and paid monthly. Rates subject to change at any time.
| US Chequing | Rates |
|---|---|
| $200 - $5,000 | 0.05% |
| $5,000.01 - $25,000 | 0.05% |
| Over $25,000 | 0.05% |
Tier rate paid on the portion of the balance within each tier. Annualized interest rate calculated on the daily closing balance and paid monthly. Interest paid in US funds. Not covered by DGS.
Rates are subject to change without notice and are for information only. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date. For details please contact us.
Only eligible deposits held in Canadian currency, having a term of five years or less and payable in Europe are insurable under the Deposit Guarantee Scheme Act.
