Registered Plans
| RRSP eSavings Account (Rates effective 2018-12-28) | Rates |
|---|---|
| All Balances | 2.35% |
Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. For accounts opened before May 1, 2017, the maximum balance per customer is $1,000,000 (plus accrued interest). For accounts opened on or after May 1, 2017 the maximum balance per customer is $250,000 (plus accrued interest).
| TFSA eSavings Account (Rates effective 2018-12-28) | Rates |
|---|---|
| All Balances | 2.35% |
Interest rate is annualized and subject to change without notice. Interest is calculated daily on the closing balance and paid monthly. For accounts opened before May 1, 2017, the maximum balance per customer is $1,000,000 (plus accrued interest). For accounts opened on or after May 1, 2017 the maximum balance per customer is $250,000 (plus accrued interest).
| eTerm Deposit Annual Interest (Rates effective 2019-01-02) | Rates |
|---|---|
| 1 Year | 2.75% |
| 2 Year | 2.10% |
| 3 Year | 2.15% |
| 4 Year | 2.25% |
| 5 Year | 3.40% |
1 Year: Special promotional rate may be changed or withdrawn at any time without notice. Existing term deposits cannot be broken to receive this offer. Rate shown for annual interest. Annual compound interest paid monthly or annually. Minimum investment $500 ; Maximum investment $500,000. Cashable upon maturity only. Available to personal and non-personal accounts. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.
Minimum deposit is $500
1-5 Year eTerm Deposits: Annual compound interest paid monthly or annually eTerm deposits are only available for purchase through online banking
| Daily Interest Savings Account (Rates effective 2018-10-30) | Rates |
|---|---|
| $0 - $5,000 | 0.10% |
| $5,000.01 - $10,000 | 0.10% |
| $10,000.01 - $25,000 | 0.10% |
| Over $25,000 | 0.15% |
Paid on the portion of the balance within each tier.
| Investment Savings Account (Rates effective 2018-12-28) | Rates |
|---|---|
| $0.01 - $4,999.99 | 0.15% |
| $5,000.00 and Over | 1.20% |
| Investment Savings Account (Tax-Free Savings Account) (Rates effective 2018-12-28) | Rates |
|---|---|
| $0.01 - $4,999.99 | 1.20% |
| $5,000.00 and Over | 1.20% |
| Short Term Deposits (Rates effective 2018-10-30) | Rates |
|---|---|
| 30 - 59 Days | 0.25% |
| 60 - 89 Days | 0.40% |
| 90 - 119 Days | 0.50% |
| 120 - 179 Days | 0.60% |
| 180 - 269 Days | 0.60% |
| 270 - 364 Days | 0.65% |
* Minimum $500 balance required. RRSP interest is paid at maturity. RRIF interest is paid monthly.
| Long Term Deposits (Rates effective 2018-10-30) | Rates |
|---|---|
| 1 Year Redeemable | 0.85% |
| 1 Year | 2.00% |
| 18 Months | 2.05% |
| 19 - 23 Months | 2.05% |
| 2 Years | 2.10% |
| 3 Years | 2.15% |
| 4 Years | 2.25% |
| 5 Years | 2.50% |
* Minimum $500 balance required. RRSP interest is paid at maturity. RRIF interest is paid monthly.
| 3 Year RateBuilder - Effective Yield 1.50% (Rates effective 2019-01-02) | Rates |
|---|---|
| Year 1 | 1.20% |
| Year 2 | 1.40% |
| Year 3 | 1.90% |
RateBuilder Term Deposits: Minimum deposit $500. Annual compound interest paid annually or at maturity
| 5 Year RateBuilder - Effective Yield 2.80% (Rates effective 2019-01-02) | Rates |
|---|---|
| Year 1 | 1.20% |
| Year 2 | 1.40% |
| Year 3 | 1.90% |
| Year 4 | 3.50% |
| Year 5 | 6.00% |
RateBuilder Term Deposits: Minimum deposit $500. Annual compound interest paid annually or at maturity
| Flexi Term Deposit (Rates effective 2019-01-02) | Rates |
|---|---|
| 3 Year Flexi Term | 1.50% |
| 5 Year Flexi Term | 1.80% |
Flexi Term Deposit: Minimum $2500. Annual compound interest paid annually and at maturity
Rates are subject to change without notice and are for information only. For details please contact us.
Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.
